Expatriate International Travel Insurance

Expatriate International Travel Insurance

Whether travelling to foreign countries for one week or one month, for work or for pleasure, consider purchasing travel insurance, because domestic insurance will not provide coverage for incidents that occur overseas.

Travel insurance may include travel medical, emergency medical evacuation, trip cancellation, and more. This article offers tips and advice to those considering travel insurance for their trip abroad.

What is international travel insurance?

There are five basic categories of travel insurance. They are:

Trip cancellation
Travel medical
Travel major medical
Emergency medical evacuation
Accidental Death/Flight Accident

Trip cancellation travel insurance is probably the most familiar form of travel insurance. It protects policyholders should they need to cancel or cut short a trip because of illness, injury, weather, and mechanical difficulties.

Travel medical and travel major medical insurance both offer protection should the policyholder become ill or be injured while travelling.

Emergency medical evacuation insurance provides coverage for medically necessary evacuations and transportation to medical facilities for treatment.

Accidental death and flight accident is essentially life insurance that pays benefits to a traveller's surviving beneficiaries in the event of an accident resulting in the death or serious injury of the traveller.

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Expatriate Malaysia Travel Guide -International Travel Insurance